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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,144 | $175,231-74.2% | $149,696-69.8% | $139,466-67.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 2.69% | 166.77%-164.1pp | 134.46%-131.8pp | 373.66%-371.0pp |
| Employer contribution / active EE | $2,391 | $5,478-56.4% | $4,821-50.4% | $4,754-49.7% |
| Participant deferral / active EE | $5,312 | $6,521-18.6% | $5,682-6.5% | $6,712-20.9% |
| Admin fee / account holder | $3,646 | $16,155-77.4% | $13,212-72.4% | $11,409-68.0% |