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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,331 | $202,342-30.6% | $172,752-18.8% | $152,897-8.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.06% | 1029.83%-1010.8pp | 802.97%-783.9pp | 345.43%-326.4pp |
| Employer contribution / active EE | $5,000 | $5,858-14.6% | $5,144-2.8% | $4,764+5.0% |
| Participant deferral / active EE | $10,361 | $5,948+74.2% | $5,198+99.3% | $5,851+77.1% |
| Admin fee / account holder | $985 | $17,111-94.2% | $13,955-92.9% | $11,599-91.5% |