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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,305 | $65,122+138.5% | $135,792+14.4% | $64,097+142.3% |
| Participation rate | 34.9% | 47.1%-12.2pp | 72.6%-37.7pp | 55.2%-20.3pp |
| Annual return | 14.58% | 14.53%0pp | 25.96%-11.4pp | 34.64%-20.1pp |
| Employer contribution / active EE | $1,474 | $1,280+15.1% | $3,496-57.8% | $1,891-22.1% |
| Participant deferral / active EE | $2,417 | $2,219+8.9% | $4,759-49.2% | $3,080-21.5% |
| Admin fee / account holder | $7,354 | $3,120+135.7% | $12,266-40.0% | $3,454+112.9% |