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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,114 | $59,328+35.0% | $118,946-32.6% | $73,493+9.0% |
| Participation rate | 28.1% | 62.3%-34.2pp | 75.4%-47.3pp | 70.7%-42.6pp |
| Annual return | 13.47% | 19.13%-5.7pp | 35.89%-22.4pp | 28.51%-15.0pp |
| Employer contribution / active EE | $1,076 | $1,803-40.3% | $3,263-67.0% | $2,270-52.6% |
| Participant deferral / active EE | $1,629 | $2,604-37.4% | $4,266-61.8% | $3,740-56.4% |
| Admin fee / account holder | $16 | $600-97.3% | $6,581-99.8% | $513-96.9% |