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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,695 | $62,409+101.4% | $120,380+4.4% | $74,400+68.9% |
| Participation rate | 32.1% | 56.8%-24.6pp | 71.9%-39.8pp | 67.2%-35.1pp |
| Annual return | 13.36% | 18.62%-5.3pp | 107.28%-93.9pp | 1367.51%-1354.2pp |
| Employer contribution / active EE | $1,463 | $1,847-20.7% | $3,465-57.8% | $2,624-44.2% |
| Participant deferral / active EE | $2,451 | $2,888-15.1% | $4,992-50.9% | $4,348-43.6% |
| Admin fee / account holder | $12,075 | $2,394+404.5% | $9,421+28.2% | $1,944+521.3% |