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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,749 | $62,715+47.9% | $104,301-11.1% | $66,938+38.6% |
| Participation rate | 26.6% | 59.6%-33.0pp | 73.3%-46.7pp | 69.8%-43.3pp |
| Annual return | -13.90% | -14.70%+0.8pp | 24.61%-38.5pp | 1.58%-15.5pp |
| Employer contribution / active EE | $1,137 | $1,976-42.5% | $3,373-66.3% | $2,545-55.3% |
| Participant deferral / active EE | $1,770 | $2,852-37.9% | $4,626-61.7% | $4,238-58.2% |
| Admin fee / account holder | $52 | $657-92.1% | $7,340-99.3% | $594-91.3% |