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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,659 | $54,368-3.1% | $117,039-55.0% | $62,293-15.5% |
| Participation rate | 47.0% | 64.9%-17.9pp | 77.2%-30.2pp | 69.5%-22.5pp |
| Annual return | 13.82% | 21.77%-8.0pp | 18.95%-5.1pp | 28.90%-15.1pp |
| Employer contribution / active EE | $1,552 | $1,692-8.3% | $3,785-59.0% | $2,042-24.0% |
| Participant deferral / active EE | $2,351 | $2,269+3.6% | $3,929-40.2% | $3,169-25.8% |
| Admin fee / account holder | $3,700 | $493+649.8% | $5,974-38.1% | $479+671.8% |