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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,529 | $76,608+139.6% | $56,077+227.3% | $145,877+25.8% |
| Participation rate | 25.0% | 63.2%-38.2pp | 52.5%-27.5pp | 80.3%-55.3pp |
| Annual return | 10.47% | 3009.59%-2999.1pp | 1709.28%-1698.8pp | 551.28%-540.8pp |
| Employer contribution / active EE | $1,027 | $1,382-25.6% | $1,040-1.3% | $4,663-78.0% |
| Participant deferral / active EE | $2,932 | $2,624+11.7% | $1,954+50.1% | $6,691-56.2% |
| Admin fee / account holder | $18,139 | $3,325+445.5% | $2,825+542.1% | $13,402+35.3% |