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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,884 | $108,701+16.7% | $74,723+69.8% | $152,909-17.0% |
| Participation rate | 22.7% | 65.4%-42.6pp | 54.5%-31.7pp | 82.5%-59.7pp |
| Annual return | 22.92% | 114.12%-91.2pp | 753.18%-730.3pp | 345.46%-322.5pp |
| Employer contribution / active EE | $765 | $1,504-49.2% | $1,084-29.5% | $4,764-83.9% |
| Participant deferral / active EE | $2,368 | $2,709-12.6% | $1,962+20.7% | $5,851-59.5% |
| Admin fee / account holder | $503 | $4,906-89.7% | $3,335-84.9% | $11,601-95.7% |