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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,362 | $81,668+111.1% | $58,507+194.6% | $139,487+23.6% |
| Participation rate | 42.9% | 61.3%-18.5pp | 50.9%-8.0pp | 80.3%-37.5pp |
| Annual return | 14.67% | 7430.07%-7415.4pp | 4252.32%-4237.6pp | 373.84%-359.2pp |
| Employer contribution / active EE | $1,228 | $1,398-12.2% | $1,053+16.6% | $4,755-74.2% |
| Participant deferral / active EE | $5,608 | $2,554+119.6% | $1,922+191.7% | $6,713-16.5% |
| Admin fee / account holder | $597 | $3,212-81.4% | $2,486-76.0% | $11,407-94.8% |