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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,398 | $84,628+61.2% | $61,501+121.8% | $134,545+1.4% |
| Participation rate | 42.9% | 62.2%-19.3pp | 52.6%-9.7pp | 81.2%-38.4pp |
| Annual return | -17.17% | 585.61%-602.8pp | 339.04%-356.2pp | 418.37%-435.5pp |
| Employer contribution / active EE | $1,219 | $1,545-21.1% | $1,160+5.1% | $4,742-74.3% |
| Participant deferral / active EE | $4,160 | $2,819+47.6% | $2,125+95.8% | $6,401-35.0% |
| Admin fee / account holder | $536 | $2,587-79.3% | $2,132-74.9% | $11,431-95.3% |