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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,519 | $110,551+35.2% | $80,741+85.2% | $167,536-10.8% |
| Participation rate | 54.5% | 64.0%-9.4pp | 54.2%+0.4pp | 82.1%-27.6pp |
| Annual return | 13.04% | 120.57%-107.5pp | 87.30%-74.3pp | 478.82%-465.8pp |
| Employer contribution / active EE | $891 | $1,543-42.3% | $1,160-23.2% | $4,839-81.6% |
| Participant deferral / active EE | $1,570 | $2,870-45.3% | $2,145-26.8% | $6,342-75.2% |
| Admin fee / account holder | $561 | $4,547-87.7% | $3,380-83.4% | $12,315-95.4% |