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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,008 | $104,116-11.6% | $71,089+29.4% | $135,380-32.0% |
| Participation rate | 22.7% | 65.7%-42.9pp | 54.6%-31.9pp | 82.6%-59.9pp |
| Annual return | -10.33% | 1256.51%-1266.8pp | 650.65%-661.0pp | 519.81%-530.1pp |
| Employer contribution / active EE | $592 | $1,485-60.1% | $1,088-45.5% | $4,779-87.6% |
| Participant deferral / active EE | $2,318 | $2,524-8.1% | $1,873+23.8% | $5,609-58.7% |
| Admin fee / account holder | $433 | $4,142-89.6% | $3,082-86.0% | $10,828-96.0% |