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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,180 | $131,835-45.2% | $108,582-33.5% | $273,972-73.7% |
| Participation rate | 85.7% | 83.5%+2.3pp | 79.6%+6.1pp | 83.0%+2.7pp |
| Annual return | 5.04% | -91.57%+96.6pp | -51.70%+56.7pp | 41.46%-36.4pp |
| Employer contribution / active EE | $1,404 | $4,913-71.4% | $3,758-62.6% | $4,869-71.2% |
| Participant deferral / active EE | $7,273 | $5,127+41.8% | $4,311+68.7% | $5,287+37.6% |
| Admin fee / account holder | $1,854 | $10,253-81.9% | $7,645-75.8% | $10,133-81.7% |