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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,702 | $199,109-61.5% | $173,730-55.8% | $154,746-50.4% |
| Participation rate | 71.4% | 82.8%-11.4pp | 79.6%-8.1pp | 80.7%-9.3pp |
| Annual return | 18.35% | 20.02%-1.7pp | 19.96%-1.6pp | 172.34%-154.0pp |
| Employer contribution / active EE | $1,993 | $5,311-62.5% | $4,577-56.5% | $4,379-54.5% |
| Participant deferral / active EE | $8,776 | $7,113+23.4% | $6,326+38.7% | $6,730+30.4% |
| Admin fee / account holder | $1,159 | $20,916-94.5% | $17,523-93.4% | $14,365-91.9% |