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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,091 | $142,409-78.2% | $119,634-74.0% | $134,545-76.9% |
| Participation rate | 90.9% | 82.8%+8.1pp | 79.3%+11.6pp | 81.2%+9.7pp |
| Annual return | -20.06% | -12.46%-7.6pp | -14.98%-5.1pp | 418.37%-438.4pp |
| Employer contribution / active EE | $2,446 | $5,224-53.2% | $4,232-42.2% | $4,742-48.4% |
| Participant deferral / active EE | $4,193 | $6,468-35.2% | $5,601-25.1% | $6,401-34.5% |
| Admin fee / account holder | $12,214 | $13,594-10.2% | $10,329+18.3% | $11,431+6.9% |