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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,487 | $166,131-64.8% | $164,975-64.5% | $145,877-59.9% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.6%-7.2pp | 80.3%-8.9pp |
| Annual return | 16.48% | 100.37%-83.9pp | 70.12%-53.6pp | 551.28%-534.8pp |
| Employer contribution / active EE | $1,911 | $5,276-63.8% | $4,343-56.0% | $4,663-59.0% |
| Participant deferral / active EE | $8,876 | $6,962+27.5% | $6,033+47.1% | $6,691+32.7% |
| Admin fee / account holder | $7,021 | $16,648-57.8% | $12,688-44.7% | $13,402-47.6% |