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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,187 | $152,619-54.0% | $125,195-43.9% | $152,909-54.1% |
| Participation rate | 76.9% | 83.3%-6.4pp | 79.8%-2.9pp | 82.5%-5.5pp |
| Annual return | 20.96% | 54.85%-33.9pp | 43.79%-22.8pp | 345.46%-324.5pp |
| Employer contribution / active EE | $2,172 | $4,947-56.1% | $3,866-43.8% | $4,764-54.4% |
| Participant deferral / active EE | $3,277 | $5,869-44.2% | $4,937-33.6% | $5,851-44.0% |
| Admin fee / account holder | $4,011 | $13,437-70.2% | $9,704-58.7% | $11,601-65.4% |