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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,904 | $86,919+64.4% | $102,457+39.5% | $80,911+76.6% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.6%+32.4pp |
| Annual return | 7.85% | 18.90%-11.0pp | 29.41%-21.6pp | 35.63%-27.8pp |
| Employer contribution / active EE | $5,618 | $2,368+137.2% | $3,022+85.9% | $2,756+103.9% |
| Participant deferral / active EE | $3,557 | $4,119-13.6% | $5,054-29.6% | $4,297-17.2% |
| Admin fee / account holder | $13,989 | $8,049+73.8% | $9,451+48.0% | $6,935+101.7% |