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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,988 | $88,707-4.2% | $74,184+14.6% | $273,972-69.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | -5.78% | 11.94%-17.7pp | 17.74%-23.5pp | 41.46%-47.2pp |
| Employer contribution / active EE | $6,971 | $3,159+120.6% | $2,370+194.1% | $4,869+43.2% |
| Participant deferral / active EE | $4,179 | $4,212-0.8% | $3,550+17.7% | $5,287-21.0% |
| Admin fee / account holder | $1,864 | $8,717-78.6% | $5,586-66.6% | $10,133-81.6% |