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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,920 | $110,212+55.1% | $96,534+77.1% | $139,466+22.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | -8.10% | 26.42%-34.5pp | 25.88%-34.0pp | 373.66%-381.8pp |
| Employer contribution / active EE | $8,383 | $3,620+131.6% | $2,965+182.7% | $4,754+76.3% |
| Participant deferral / active EE | $9,334 | $5,547+68.3% | $4,851+92.4% | $6,712+39.1% |
| Admin fee / account holder | $1,454 | $11,599-87.5% | $8,253-82.4% | $11,409-87.3% |