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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,520 | $78,428+75.3% | $95,960+43.3% | $79,852+72.2% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 11.74% | 19.37%-7.6pp | 91.63%-79.9pp | 31.72%-20.0pp |
| Employer contribution / active EE | $3,304 | $1,945+69.8% | $2,541+30.0% | $2,471+33.7% |
| Participant deferral / active EE | $3,755 | $3,440+9.1% | $4,167-9.9% | $3,740+0.4% |
| Admin fee / account holder | $1,130 | $5,622-79.9% | $6,797-83.4% | $5,306-78.7% |