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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,893 | $98,240+11.9% | $82,312+33.5% | $147,586-25.5% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 14.63% | 30.85%-16.2pp | 25.88%-11.2pp | 578.59%-564.0pp |
| Employer contribution / active EE | $7,673 | $3,192+140.4% | $2,428+216.0% | $4,876+57.4% |
| Participant deferral / active EE | $5,920 | $4,383+35.1% | $3,706+59.7% | $5,439+8.8% |
| Admin fee / account holder | $14,457 | $8,563+68.8% | $5,608+157.8% | $10,886+32.8% |