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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $637,789 | $197,819+222.4% | $155,789+309.4% | $125,389+408.6% |
| Participation rate | 88.9% | 82.1%+6.8pp | 76.1%+12.8pp | 83.2%+5.7pp |
| Annual return | -0.54% | 86.73%-87.3pp | 71.54%-72.1pp | 282.24%-282.8pp |
| Employer contribution / active EE | $22,571 | $4,850+365.3% | $3,839+488.0% | $4,866+363.8% |
| Participant deferral / active EE | $878 | $5,631-84.4% | $4,798-81.7% | $5,352-83.6% |
| Admin fee / account holder | $3,956 | $9,544-58.5% | $7,477-47.1% | $9,541-58.5% |