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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $659,805 | $232,540+183.7% | $185,117+256.4% | $147,586+347.1% |
| Participation rate | 91.7% | 82.4%+9.3pp | 77.3%+14.4pp | 82.8%+8.8pp |
| Annual return | 13.11% | 43.03%-29.9pp | 40.50%-27.4pp | 578.59%-565.5pp |
| Employer contribution / active EE | $7,693 | $5,195+48.1% | $4,182+84.0% | $4,876+57.8% |
| Participant deferral / active EE | $3,485 | $5,834-40.3% | $5,045-30.9% | $5,439-35.9% |
| Admin fee / account holder | $6,155 | $10,275-40.1% | $8,159-24.6% | $10,886-43.5% |