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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $620,764 | $227,597+172.7% | $189,575+227.4% | $167,536+270.5% |
| Participation rate | 77.8% | 82.5%-4.7pp | 78.4%-0.7pp | 82.1%-4.3pp |
| Annual return | 2.61% | 78.44%-75.8pp | 64.19%-61.6pp | 478.82%-476.2pp |
| Employer contribution / active EE | $1,412 | $5,316-73.4% | $4,412-68.0% | $4,839-70.8% |
| Participant deferral / active EE | $271 | $7,002-96.1% | $6,174-95.6% | $6,342-95.7% |
| Admin fee / account holder | $6,039 | $11,877-49.2% | $9,806-38.4% | $12,315-51.0% |