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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $510,183 | $202,440+152.0% | $169,390+201.2% | $139,466+265.8% |
| Participation rate | 88.9% | 81.1%+7.8pp | 77.2%+11.7pp | 80.3%+8.6pp |
| Annual return | 15.45% | 532.36%-516.9pp | 406.07%-390.6pp | 373.66%-358.2pp |
| Employer contribution / active EE | $1,877 | $4,693-60.0% | $4,013-53.2% | $4,754-60.5% |
| Participant deferral / active EE | $783 | $6,940-88.7% | $6,222-87.4% | $6,712-88.3% |
| Admin fee / account holder | $9,971 | $10,722-7.0% | $9,015+10.6% | $11,409-12.6% |