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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $664,065 | $211,946+213.3% | $169,452+291.9% | $135,380+390.5% |
| Participation rate | 90.0% | 82.6%+7.4pp | 77.8%+12.2pp | 82.6%+7.4pp |
| Annual return | -0.90% | 3.26%-4.2pp | 1.83%-2.7pp | 519.81%-520.7pp |
| Employer contribution / active EE | $6,157 | $5,117+20.3% | $4,157+48.1% | $4,779+28.8% |
| Participant deferral / active EE | $5,086 | $6,075-16.3% | $5,277-3.6% | $5,609-9.3% |
| Admin fee / account holder | $5,574 | $11,472-51.4% | $9,110-38.8% | $10,828-48.5% |