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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,917 | $64,324+8.7% | $118,914-41.2% | $79,856-12.4% |
| Participation rate | 68.6% | 64.9%+3.7pp | 75.4%-6.8pp | 69.6%-1.1pp |
| Annual return | 17.81% | 86.45%-68.6pp | 35.89%-18.1pp | 31.71%-13.9pp |
| Employer contribution / active EE | $1,541 | $1,836-16.1% | $3,264-52.8% | $2,471-37.7% |
| Participant deferral / active EE | $2,880 | $2,824+2.0% | $4,266-32.5% | $3,741-23.0% |
| Admin fee / account holder | $1,103 | $4,040-72.7% | $6,582-83.2% | $5,306-79.2% |