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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,888 | $57,828-39.7% | $117,039-70.2% | $70,126-50.2% |
| Participation rate | 68.6% | 67.1%+1.5pp | 77.2%-8.6pp | 69.5%-0.9pp |
| Annual return | 17.58% | 17.55%0pp | 18.95%-1.4pp | 73.15%-55.6pp |
| Employer contribution / active EE | $1,072 | $1,816-41.0% | $3,785-71.7% | $2,343-54.3% |
| Participant deferral / active EE | $1,866 | $2,438-23.4% | $3,929-52.5% | $3,332-44.0% |
| Admin fee / account holder | $430 | $3,548-87.9% | $5,974-92.8% | $4,645-90.7% |