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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,918 | $68,878+32.0% | $120,574-24.6% | $80,935+12.3% |
| Participation rate | 62.5% | 61.7%+0.8pp | 71.9%-9.4pp | 67.7%-5.2pp |
| Annual return | 10.36% | 23.67%-13.3pp | 107.42%-97.1pp | 35.66%-25.3pp |
| Employer contribution / active EE | $1,533 | $2,065-25.8% | $3,471-55.8% | $2,757-44.4% |
| Participant deferral / active EE | $2,832 | $3,189-11.2% | $4,996-43.3% | $4,299-34.1% |
| Admin fee / account holder | $1,421 | $5,782-75.4% | $9,445-85.0% | $6,924-79.5% |