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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,939 | $70,587+18.9% | $124,694-32.7% | $85,851-2.2% |
| Participation rate | 63.9% | 64.4%-0.5pp | 74.6%-10.7pp | 69.3%-5.4pp |
| Annual return | 13.69% | 20688.83%-20675.1pp | 5144.82%-5131.1pp | 318.63%-304.9pp |
| Employer contribution / active EE | $1,626 | $1,913-15.0% | $3,325-51.1% | $2,565-36.6% |
| Participant deferral / active EE | $2,759 | $2,969-7.1% | $4,615-40.2% | $3,952-30.2% |
| Admin fee / account holder | $2,177 | $5,282-58.8% | $7,495-71.0% | $6,261-65.2% |