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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,728 | $68,573+58.6% | $120,368-9.7% | $80,874+34.4% |
| Participation rate | 48.4% | 61.6%-13.2pp | 71.9%-23.5pp | 67.6%-19.3pp |
| Annual return | 12.50% | 23.61%-11.1pp | 107.26%-94.8pp | 35.62%-23.1pp |
| Employer contribution / active EE | $2,318 | $2,052+13.0% | $3,465-33.1% | $2,756-15.9% |
| Participant deferral / active EE | $4,668 | $3,174+47.1% | $4,991-6.5% | $4,297+8.6% |
| Admin fee / account holder | $1,007 | $5,734-82.4% | $9,429-89.3% | $6,935-85.5% |