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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,409 | $62,672-3.6% | $185,117-67.4% | $70,126-13.9% |
| Participation rate | 88.0% | 63.8%+24.2pp | 77.3%+10.7pp | 69.5%+18.5pp |
| Annual return | 11.50% | 40.79%-29.3pp | 40.50%-29.0pp | 73.15%-61.6pp |
| Employer contribution / active EE | $1,873 | $1,753+6.8% | $4,182-55.2% | $2,343-20.0% |
| Participant deferral / active EE | $5,743 | $3,272+75.5% | $5,045+13.8% | $3,332+72.4% |
| Admin fee / account holder | $2,237 | $3,932-43.1% | $8,159-72.6% | $4,645-51.8% |