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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,032 | $69,012+24.7% | $160,037-46.2% | $68,490+25.6% |
| Participation rate | 96.3% | 65.4%+30.9pp | 78.0%+18.3pp | 67.9%+28.4pp |
| Annual return | -20.42% | -9.65%-10.8pp | 408.95%-429.4pp | -7.85%-12.6pp |
| Employer contribution / active EE | $2,090 | $2,212-5.5% | $4,226-50.5% | $2,597-19.5% |
| Participant deferral / active EE | $7,019 | $4,212+66.6% | $6,184+13.5% | $4,028+74.3% |
| Admin fee / account holder | $2,666 | $4,798-44.4% | $8,716-69.4% | $5,403-50.7% |