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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,792 | $72,027+12.2% | $185,861-56.5% | $79,856+1.2% |
| Participation rate | 92.9% | 65.8%+27.1pp | 78.0%+14.8pp | 69.6%+23.2pp |
| Annual return | 1.70% | 23.13%-21.4pp | 35.96%-34.3pp | 31.71%-30.0pp |
| Employer contribution / active EE | $2,175 | $1,965+10.7% | $4,088-46.8% | $2,471-12.0% |
| Participant deferral / active EE | $6,508 | $3,780+72.2% | $5,634+15.5% | $3,741+74.0% |
| Admin fee / account holder | $840 | $4,513-81.4% | $9,503-91.2% | $5,306-84.2% |