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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,843 | $70,684+29.9% | $169,397-45.8% | $75,177+22.2% |
| Participation rate | 96.2% | 64.8%+31.4pp | 77.2%+19.0pp | 67.2%+28.9pp |
| Annual return | 6.89% | 36.38%-29.5pp | 406.23%-399.3pp | 160.75%-153.9pp |
| Employer contribution / active EE | $2,217 | $2,211+0.3% | $4,013-44.8% | $2,671-17.0% |
| Participant deferral / active EE | $8,198 | $4,310+90.2% | $6,223+31.7% | $4,126+98.7% |
| Admin fee / account holder | $910 | $5,404-83.2% | $9,017-89.9% | $5,651-83.9% |