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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,978 | $65,395+11.6% | $182,558-60.0% | $72,9760% |
| Participation rate | 93.3% | 65.4%+27.9pp | 78.0%+15.4pp | 69.5%+23.8pp |
| Annual return | 5.33% | 27.68%-22.3pp | 148.59%-143.3pp | 81.02%-75.7pp |
| Employer contribution / active EE | $1,975 | $1,911+3.3% | $4,076-51.5% | $2,440-19.1% |
| Participant deferral / active EE | $6,405 | $3,563+79.8% | $5,526+15.9% | $3,608+77.5% |
| Admin fee / account holder | $6,111 | $4,245+44.0% | $8,594-28.9% | $5,124+19.3% |