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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,172 | $79,449+29.9% | $189,575-45.6% | $85,847+20.2% |
| Participation rate | 87.5% | 66.0%+21.5pp | 78.4%+9.1pp | 69.3%+18.2pp |
| Annual return | 9.22% | 18.45%-9.2pp | 64.19%-55.0pp | 318.61%-309.4pp |
| Employer contribution / active EE | $0 | $2,081-100.0% | $4,412-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $4,160 | $4,051+2.7% | $6,174-32.6% | $3,952+5.2% |
| Admin fee / account holder | $12,076 | $5,377+124.6% | $9,806+23.1% | $6,261+92.9% |