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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,442 | $62,672+28.4% | $185,117-56.5% | $70,126+14.7% |
| Participation rate | 100.0% | 63.8%+36.2pp | 77.3%+22.7pp | 69.5%+30.5pp |
| Annual return | 8.76% | 40.79%-32.0pp | 40.50%-31.7pp | 73.15%-64.4pp |
| Employer contribution / active EE | $3,030 | $1,753+72.8% | $4,182-27.5% | $2,343+29.4% |
| Participant deferral / active EE | $1,596 | $3,272-51.2% | $5,045-68.4% | $3,332-52.1% |
| Admin fee / account holder | $6,030 | $3,932+53.4% | $8,159-26.1% | $4,645+29.8% |