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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,972 | $72,027+41.6% | $185,861-45.1% | $79,856+27.7% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 6.15% | 23.13%-17.0pp | 35.96%-29.8pp | 31.71%-25.6pp |
| Employer contribution / active EE | $1,471 | $1,965-25.2% | $4,088-64.0% | $2,471-40.5% |
| Participant deferral / active EE | $2,911 | $3,780-23.0% | $5,634-48.3% | $3,741-22.2% |
| Admin fee / account holder | $3,034 | $4,513-32.8% | $9,503-68.1% | $5,306-42.8% |