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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,127 | $70,684+44.5% | $169,390-39.7% | $75,173+35.9% |
| Participation rate | 96.7% | 64.8%+31.9pp | 77.2%+19.5pp | 67.2%+29.5pp |
| Annual return | -1.50% | 36.38%-37.9pp | 406.07%-407.6pp | 160.72%-162.2pp |
| Employer contribution / active EE | $1,500 | $2,211-32.2% | $4,013-62.6% | $2,671-43.8% |
| Participant deferral / active EE | $3,410 | $4,310-20.9% | $6,222-45.2% | $4,126-17.3% |
| Admin fee / account holder | $3,319 | $5,404-38.6% | $9,015-63.2% | $5,651-41.3% |