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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,719 | $65,395+44.8% | $182,558-48.1% | $72,976+29.8% |
| Participation rate | 96.8% | 65.4%+31.3pp | 78.0%+18.8pp | 69.5%+27.3pp |
| Annual return | 7.80% | 27.68%-19.9pp | 148.59%-140.8pp | 81.02%-73.2pp |
| Employer contribution / active EE | $3,226 | $1,911+68.8% | $4,076-20.9% | $2,440+32.2% |
| Participant deferral / active EE | $2,353 | $3,563-34.0% | $5,526-57.4% | $3,608-34.8% |
| Admin fee / account holder | $3,795 | $4,245-10.6% | $8,594-55.8% | $5,124-25.9% |