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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,369 | $92,985+153.1% | $153,432+53.4% | $80,874+191.0% |
| Participation rate | 96.7% | 69.0%+27.7pp | 77.1%+19.6pp | 67.6%+29.0pp |
| Annual return | 9.54% | 19.95%-10.4pp | 15.66%-6.1pp | 35.62%-26.1pp |
| Employer contribution / active EE | $8,159 | $3,507+132.6% | $5,038+62.0% | $2,756+196.1% |
| Participant deferral / active EE | $16,816 | $5,178+224.8% | $6,757+148.9% | $4,297+291.3% |
| Admin fee / account holder | $88,444 | $8,880+896.0% | $12,725+595.1% | $6,935+1175.3% |