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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,369 | $93,057+152.9% | $153,500+53.3% | $80,925+190.8% |
| Participation rate | 96.7% | 69.0%+27.7pp | 77.1%+19.6pp | 67.7%+29.0pp |
| Annual return | 9.54% | 19.96%-10.4pp | 15.70%-6.2pp | 35.65%-26.1pp |
| Employer contribution / active EE | $8,159 | $3,507+132.6% | $5,039+61.9% | $2,756+196.0% |
| Participant deferral / active EE | $16,816 | $5,179+224.7% | $6,756+148.9% | $4,299+291.2% |
| Admin fee / account holder | $88,444 | $8,885+895.5% | $12,736+594.4% | $6,940+1174.4% |