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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,369 | $93,055+152.9% | $153,741+53.1% | $80,959+190.7% |
| Participation rate | 96.7% | 69.0%+27.7pp | 77.1%+19.6pp | 67.7%+29.0pp |
| Annual return | 9.54% | 19.97%-10.4pp | 15.71%-6.2pp | 35.67%-26.1pp |
| Employer contribution / active EE | $8,159 | $3,504+132.9% | $5,042+61.8% | $2,757+195.9% |
| Participant deferral / active EE | $16,816 | $5,172+225.1% | $6,757+148.9% | $4,300+291.0% |
| Admin fee / account holder | $88,444 | $8,881+895.9% | $12,749+593.7% | $6,925+1177.1% |