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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,447 | $79,557+114.2% | $118,746+43.5% | $70,126+143.1% |
| Participation rate | 96.4% | 71.4%+25.1pp | 78.3%+18.2pp | 69.5%+26.9pp |
| Annual return | 15.59% | 25.64%-10.1pp | 24.54%-9.0pp | 73.15%-57.6pp |
| Employer contribution / active EE | $8,334 | $2,861+191.3% | $4,193+98.8% | $2,343+255.8% |
| Participant deferral / active EE | $12,006 | $4,089+193.6% | $5,332+125.2% | $3,332+260.3% |
| Admin fee / account holder | $42,139 | $5,374+684.1% | $10,720+293.1% | $4,645+807.1% |