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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,825 | $82,882+136.3% | $127,803+53.2% | $72,975+168.3% |
| Participation rate | 94.8% | 71.5%+23.3pp | 79.0%+15.8pp | 69.5%+25.3pp |
| Annual return | 22.50% | 32.20%-9.7pp | 26.14%-3.6pp | 81.01%-58.5pp |
| Employer contribution / active EE | $9,075 | $3,346+171.2% | $4,576+98.3% | $2,440+271.9% |
| Participant deferral / active EE | $13,087 | $4,791+173.2% | $6,023+117.3% | $3,608+262.8% |
| Admin fee / account holder | $16,194 | $6,487+149.6% | $9,399+72.3% | $5,124+216.0% |