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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,197 | $88,042+164.9% | $138,135+68.8% | $79,852+192.0% |
| Participation rate | 95.8% | 71.4%+24.4pp | 78.7%+17.1pp | 69.6%+26.2pp |
| Annual return | 15.30% | 20.58%-5.3pp | 20.51%-5.2pp | 31.72%-16.4pp |
| Employer contribution / active EE | $8,666 | $3,103+179.3% | $5,587+55.1% | $2,471+250.7% |
| Participant deferral / active EE | $13,925 | $4,704+196.0% | $6,431+116.5% | $3,740+272.3% |
| Admin fee / account holder | $30,208 | $7,791+287.7% | $11,856+154.8% | $5,306+469.3% |