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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,482 | $62,592+241.1% | $85,693+149.1% | $85,856+148.7% |
| Participation rate | 55.6% | 61.1%-5.6pp | 69.9%-14.3pp | 69.3%-13.8pp |
| Annual return | 15.92% | 23.77%-7.9pp | 21.49%-5.6pp | 318.58%-302.7pp |
| Employer contribution / active EE | $1,470 | $1,755-16.3% | $2,618-43.9% | $2,565-42.7% |
| Participant deferral / active EE | $6,105 | $2,802+117.9% | $3,923+55.6% | $3,952+54.5% |
| Admin fee / account holder | $2,509 | $4,643-46.0% | $6,874-63.5% | $6,261-59.9% |