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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,023 | $44,850+20.5% | $60,547-10.8% | $59,633-9.4% |
| Participation rate | 71.0% | 59.5%+11.5pp | 68.0%+3.0pp | 68.7%+2.3pp |
| Annual return | -5.23% | 1074.14%-1079.4pp | 335.64%-340.9pp | 2041.45%-2046.7pp |
| Employer contribution / active EE | $1,697 | $1,462+16.1% | $2,419-29.9% | $2,203-23.0% |
| Participant deferral / active EE | $4,672 | $2,230+109.5% | $3,328+40.4% | $3,192+46.4% |
| Admin fee / account holder | $8,487 | $3,635+133.5% | $4,536+87.1% | $4,297+97.5% |