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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,253 | $52,580+62.1% | $71,671+18.9% | $70,126+21.6% |
| Participation rate | 64.0% | 60.9%+3.1pp | 68.7%-4.7pp | 69.5%-5.5pp |
| Annual return | 13.88% | 20.25%-6.4pp | 20.65%-6.8pp | 73.15%-59.3pp |
| Employer contribution / active EE | $1,112 | $1,616-31.2% | $2,460-54.8% | $2,343-52.5% |
| Participant deferral / active EE | $5,137 | $2,386+115.3% | $3,438+49.4% | $3,332+54.2% |
| Admin fee / account holder | $1,617 | $3,653-55.7% | $5,558-70.9% | $4,645-65.2% |